Silver plans provide important benefits, and the monthly premium will cost less than Gold plans. Gold health insurance plans from Blue Cross and Blue Shield of Illinois deliver outstanding coverage and service. Plans and coverage options vary by state. ( “Catastrophic” plans are also available to some people.) All Blue Cross NC individual ACA plans may be purchased through the Health Insurance Marketplace as a Qualified Health Plan (QHP) or through other sources, such as directly from Blue Cross NC. 2019 Prescription Drug Changes for Individual or Employer-Offered “Metallic” Plans . 2018 Prescription Drug Changes for Individual or Employer-Offered “Metallic” Plans. With Silver plans, your employees pay a little more out of pocket for medical services. If you have a Blue Cross and Blue Shield of Illinois (BCBSIL) "metallic" health plan now, either purchased on your own or provided through your employer, you may see some 2018 pharmacy benefit changes. ... Blue Cross Blue Shield Premier 2: BCBS Premier 1, a Multi-State Plan - Base Plan - ($1000/$2750) … Advanced Premium Tax Credits (APTC) and Cost Sharing Reductions are only available when plans are purchased through the Health Insurance Marketplace. If you have a Blue Cross and Blue Shield of Texas (BCBSTX) "metallic" health plan now, changes to your 2019 pharmacy benefit program may start on January 1, 2019.You might see these changes if you bought your health plan on your own or get health coverage through your job. If you are looking for temporary plan to bridge a gap in coverage, consider a short-term health plan. Our plans include preventive care, such as screenings and flu shots, for low or even $0 copays when you visit providers in your plan network. The benefits below apply to each employee. BCBSIL is the leader in Gold health insurance plans in Illinois. FYI Metal categories are based on how you and your plan split the costs of your health care. Our Individual and Family plans are affordable options that provide coverage for an entire calendar year. Learn about health insurance plans. Below you'll find the Summary of Benefits and Coverage and the corresponding coverage policy for each of our plans that are available through the Massachusetts Health Connector. 2020 Silver plans. In addition to member perks that go above and beyond typical health plan benefits, Individual and Family plans offer up to $150 in rewards for completing wellness activities through Blue Rewards SM. Choose Your Health Plan. You'll find a variety of plans offered across the tiers, all covering essential health benefits (EHBs): SHOP - Each level shows much you'll pay into the total cost of your employee's coverage. Shop Plans. Every health insurance plan, regardless of metal level, provides the same essential health benefits. Marketplace health plans will fall into one of four metallic levels. Our health plan advisors can help you decide which metal – bronze, silver, gold or platinum – is the best fit for you; or if you’d be better off with a catastrophic plan. Marketplace - Each level shows a range for health coverage costs Knowing what’s changing for 2018 may help you when choosing your 2018 health care plan. Plans in the Marketplace are presented in 4 “metal” categories: Bronze, Silver, Gold, and Platinum. Thank you for your interest in Blue Cross Blue Shield of Massachusetts. You can choose what plan works best for you from a variety of health coverage options for individuals and families. Most health insurance plans offered in Michigan will fall into one of four categories called metal tiers. Individual & Family . All of our plans are available for both groups and individuals, unless otherwise noted. Metal Level What the Health Plan Pays What You Pay; Bronze: 60%: 40%: Silver: 70%: 30%: Gold: 80%: 20%: ... 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